Educational content, not advice
ITINWorks provides general educational content and firsthand experience about navigating the U.S. financial and immigration systems as an ITIN holder. It is not legal, tax, immigration, or financial advice. Reading this site does not create any attorney-client, accountant-client, or advisor-client relationship.
For decisions that depend on your specific situation, consult a qualified immigration attorney, a licensed tax professional, a certified financial planner, or an accredited nonprofit legal services organization.
Accuracy and currency
We make every reasonable effort to keep guides accurate and up to date, and each guide shows a "Last updated" date. However, policies at banks, credit card issuers, state DMVs, the IRS, and USCIS change frequently and sometimes without public notice. Always verify critical details directly with the relevant institution before taking action.
No guarantees
Following the steps in any guide does not guarantee approval for a bank account, credit card, driver's license, DACA application, or any other outcome. Outcomes depend on your individual circumstances and the institution's discretion.
Links to third parties
We link to banks, government agencies, nonprofits, and other resources. These links are for convenience and reference. We do not control and are not responsible for the content, accuracy, or practices of any third-party site.
Affiliate links
As of the "Last updated" date above, ITINWorks contains no affiliate links. If this changes, affiliate relationships will be disclosed clearly on every page where they appear. We will only recommend products or services we have personally used or researched, and compensation does not influence our editorial content.
Intellectual property
All content on ITINWorks — articles, graphics, layout, and code — is copyright ITINWorks unless otherwise noted. You are welcome to link to our guides and to quote short excerpts with attribution. Please do not republish full articles without written permission.
No warranty
ITINWorks is provided "as is," without warranty of any kind, express or implied. To the fullest extent permitted by law, we disclaim all warranties, including warranties of accuracy, completeness, fitness for a particular purpose, and non-infringement.
Limitation of liability
To the fullest extent permitted by law, ITINWorks and its author will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, this site or any information on it.
Changes
We may update these terms. Updated terms take effect when posted, and the "Last updated" date above will reflect the change.
Contact
Questions about these terms? Email hello@itinworks.com.